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Tuesday, October 23, 2007

Health insurance moves over to the second phase

The second phase of health insurance policy materialized yesterday providing benefit to nearly 1.5 million expatriates working here. The president Shaikh Khalifa bin Zayed Al Nahyan issued a law stating the responsibilities of employers towards providing health insurance to his employee and his family including wife and three children below 18 years of age. The law is set to provide quality and cost effective health care and medication services to expatriates residing in Emirates with rented property in Dubai. The only official regulatory body responsible for execution of this project is the General Health Authority for the Emirate of Abu Dhabi (GAHS). This scheme can be availed by the valid GAHS health card holders or those covered under insurance programs apart from one provided by GAHS before 1st January up till card expiry period. These health insurance policies would be valid up to 1 year and have to be renewed annually. Also, all authorized insurance companies have to extend these facilities to all individuals, and cannot refrain for any reason. The first phase of the project was implemented on 1st July last year, but was confined to companies sponsoring over 1000 employees.
The National Health Insurance Company, Daman, has four branches set up to look after transactions of the new scheme. These branches are located in Bateen (near central Bank), Musaffah (opposite Abu Dhabi Islamic bank), Al Ain (post office building) and Madinat Zayed in the western region. To further the process, additional service points have been set up by Daman at department of preventive medicine facilities at Abu Dhabi Island, Al Ain City and Madinat Zayed.
These facilities are inclined towards certain sections of society such as nannies, housemaids, taxi and other transportation drivers, agricultural and maintenance workers, helpers, cleaners, security guards along with residents n=not permitted to work such as sponsored individuals, spouse, children.

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